PURCHASE FINANCING
Buy Now, Pay Later
Smart, hassle-free business financing

Access up to 500M VND

Lightning Fast Decision

Pay for what you use
Sounds like a perfect fit?
Improve your cash flow!
Only takes 5 minutes!
How Purchase Financing Works:
Purchase Financing allows you to maintain working capital funds while paying your supplier’s invoices on time. Finaxar pays your suppliers on the due date and you repay us on a later date (up to 90 days after the invoice date).

Apply online
"Apply and sign up with basic details of your business and suppliers in less than 5 minutes"

Get Approved
Our credit team will review your application and reach out to you in less than 72 hours

Submit your invoices
Share your unpaid invoices for loan disbursement
Get Funded
Draw funds whenever you need and pay your invoices on time
Learn more about why you should choose Purchase Financing.Read More
Get access to more capital with greater flexibility

Access more credit as you grow
Get a credit limit based on your creditworthiness. As your company grows, you can get a bigger credit limit to help take that next step

Use only what you need
You can pay all your approved suppliers up to your credit limit. Pay what you need, when you need, with no commitments.

Quick & Paperless Approval
Seamlessly connect your accounting software or your accounting books, Excel sheets and receive a paperless credit assessment

Transparent Pricing
We pride ourselves on our single, transparent fee for all our funding options available. There are no admin, processing or pre-payment fees.
Things you need to get started

At least 6+ months of company operation

Your accounts payables aging report for the last 6 months

Your bank and financial statements for the last "6-12" months
Recommended for Online merchants and other businesses with significant credit card transactions
推薦給 Online merchants and other businesses with significant credit card transactions
Phù hợp với Online merchants and other businesses with significant credit card transactions
How is Purchase Financing different?
Learn more about how Purchase Financing works Read More
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Success Stories
Finaxar provided an innovative financing solution for our users of EzyProcure
We're excited about our partnership with Finaxar to pilot an innovative financing solution for our users of EzyProcure, alleviating cash flow pain points that have plagued both buyers and suppliers at an industry-wide level.
Recommend Finaxar to all SMEs
Innovative solutions and flexibility to meet client needs, a well-coordinated team that worked seamlessly to meet client objectives, and a focus that delivered on client goals exceedingly well. I would recommend Finaxar to all SMEs as a boutique that dis-intermediates and disrupts the invoice discounting banks very effectively.
Your queries about Purchase Financing, answered
How is Purchase Financing different from a bank?
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1) When making a funding decision, we evaluate your short-term cash flow history and creditworthiness, whereas banks focus heavily on your company’s balance sheet strength.
2) We make quick funding decisions, while banks may take weeks or even months at times to evaluate a financing decision, potentially resulting in loss of business opportunities due to slow turnaround times
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How do I sign up with Finaxar
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We will send you an email which contains a Sign Up link. Once you click on the ‘Sign Up’ button, your browser will open to the Sign Up page shown below. Read More
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What type of securities or collateral's do I need to provide to get financing?
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Generally, we only require a Personal Guarantee (“PG”) or a Joint/Several Personal Guarantees (“JSPG”) of the director(s) for the facility. However in certain cases, we may also require additional collateral eg. fixed deposits or a floating charge on the company’s assets to improve the credit structure of the facility.
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What kind of financial products do you provide?
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Finaxar provides many working capital solutions to help your company manage your short-term cash flow issues, ranging from accounts receivable financing to various forms of supply chain financing.
We provide a credit line facility (as against a term loan) that helps meet your working capital requirements. We do this in 2 ways:
If you provide goods or services to other business, we can provide a line against your invoices to these businesses.
If you sell online through your own website through major platforms like Lazada & Amazon, or have a retail operation that accepts credit cards, we can provide you a merchant credit line against these credit card transactions.
We are happy to get on understand your requirements over a call and follow up with a meeting as per your convenience.Written by
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